Running a business comes with risks — from property damage and lawsuits to employee injuries and cyber threats. That's why having the right business insurance isn’t just smart — it’s essential.
What Is Business Insurance?
Business insurance is a collection of coverages that protect your company from financial loss due to unforeseen events. These can include general liability, property damage, professional liability (errors and omissions), workers’ compensation, and even cyber liability, depending on your business type.
Why It Matters
Business insurance offers critical protection by covering legal fees and damages if your company faces a lawsuit, and by helping you recover from property damage caused by fire, theft, or disasters. It keeps you compliant with state laws, especially if you have employees, and builds credibility with clients and partners. Most importantly, it provides peace of mind—so you can focus on growing your business without constantly worrying about unexpected risks.